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Discounted Cash Flow Principle

Present Value (PV) Calculator

Calculate the exact lump-sum amount required today to reach a target future financial sum or goal based on discount rates and time duration.

Future target amount desired
₹
One Crore
Assumed annual discount or return rate
%
Number of years until target date
Yr
Fifteen Years
Required Present Value (PV)₹18,26,963Invest this lump sum today to reach your target ₹1,00,00,000 goal.
Target Future Value₹1,00,00,000
Compounded Growth Earned₹81,73,037
Discount Factor0.1827
Have a lump sum today? Calculate Future Value

What Is Present Value (PV)?

Present Value (PV) is the current worth of a future sum of money or stream of cash flows, discounted at a specific rate of return. It answers the fundamental question: "How much money must I invest today to have ₹X in Y years?"

How Is Present Value Calculated?

PV = FV / ( 1 + r )n
FV = Future Value desired
r = Annual discount / return rate
n = Total number of years

Frequently Asked Questions